2025 Catch Up Contribution 401k Over 50 . The irs has officially announced the 401k and ira contribution limits for the year 2025. If you’re looking to max out your retirement savings, you’ll be happy to hear that the contribution limits have been bumped up by $500 for most retirement savings.
In total, qualifying adults can save up to $30,500 per year. Adults 50 and older can contribute an additional $7,500 to their 401 (k) plans in 2025.
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